Why do people choose ECREFI?
Competitive rates
Take advantage of competitive interest rates for an affordable loan.
Flexibility
Flexible repayment options to suit your situation.
Expertise
Our team of financial experts is there to guide you every step of the way.
We guarantee your financial satisfaction.
Whatever your financial situation, whether you are bankrupt or not, our role is to provide you with the finance you need.
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The loans we offer
PERSONAL CREDIT
Get a little closer to making your dreams come true by taking out a personal loan and meeting your financial needs at attractive interest rates.
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CAR LOAN
The car loan is therefore the solution for new transport equipment. Also called assigned credit, it is intended for the purchase of a new or used vehicle.
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REAL ESTATE CREDIT
Thanks to the mortgage, it is now possible to make your dreams come true when it comes to buying real estate. Why rent if you can buy?
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INVESTMENT CREDIT
The investment loan is the ideal product for customers who have few financial commitments and who want to use the leverage strategy (borrow to invest).
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CREDIT CONSOLIDATION
The principle of debt consolidation is very simple: we grant you a single loan to repay all your debts. It's better to be unloaded.
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OTHER CREDITS
Our financial services offer is based on the expertise of three businesses: Credit, Investment and capital management. Contact us and we will study your case.
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Need help?
We are here to assist you.
How our online loans work
We're making life easier for our customers! Now you don't need to live near one of our stores to get a loan from ECREFI.
- Be at least 18 years of age.
- Provide a valid government-issued photo ID or a driver's license.
- Provide a verifiable source of income that meets our minimum income requirements.
- Have an open and active checking account in good standing.
Applying for an online loan with ECREFI is easy. Just complete our simple online application to find out if you qualify.
Once you've submitted your loan application, we will need to speak with you to verify your application details. We may also require additional third-party verification from your bank, employment, or other income details before approval.
- If you are approved for a loan, you'll be asked to electronically review and sign a loan agreement that details the terms of the loan for which you have applied, including all fees and interest chargeable to you under the agreement.
- During this process, you can connect with our highly trained team via email (contact@ecrefi.com) with any questions.
- Once you've electronically reviewed and signed the loan agreement, your loan proceeds may be deposited into your bank account as early as the next business day.
Your loan will be due on the date set forth in the loan agreement; typically your next payday. If your next payday is within 30 days from the date you take out the loan, you can repay on the following payday. The minimum loan term is 3 months and the maximum loan term is 120 months.
Need a personal loan online?
We provide a simple and easy online loan process for those who are not near one of our brick-and-mortar locations, get an online loan!
Apply for a Loan!Safe. Secure. And Fast!
Take just a few minutes to fill out our secure online application.
If you submit an application online, a customer service representative will call to verify your information.
Once approved, you can pick up your personal loan at any of our locations or have the cash deposited directly to your account.
Testimonials
Find out what our clients have to say about their experience with ECREFI.
Their stories illustrate our commitment to providing high quality financial solutions.
I'm incredibly grateful to ECREFI. Thanks to their expertise and support, I obtained a mortgage loan at an incredible rate. This made purchasing my dream home possible. Their team demonstrated exceptional professionalism at every step of the process.
My first experience with ECREFI was satisfactory. They worked hard to find a solution tailored to my situation. While there were some minor delays in the process, I'm content with the loan I obtained.
ECREFI exceeded my expectations. Their team listened to my needs and guided me through the loan application process. Thanks to them, I secured a personal loan with advantageous terms to fund my entrepreneurial project.
My experience with ECREFI was mixed. I faced communication issues during the loan application process, resulting in delays. However, once resolved, I was satisfied with the loan I received.
I want to warmly thank ECREFI for their professionalism. They were transparent at every step and made the loan application process enjoyable. I'm thrilled to have obtained an auto loan with very favorable conditions.
My experience with ECREFI was generally positive. The loan application process was straightforward, and they were able to address most of my questions. However, I would have appreciated slightly more proactive communication from their end.
I highly recommend ECREFI. Their team has been incredibly professional and attentive throughout the loan application process. Thanks to them, I was able to complete my home renovation project stress-free.
Unfortunately, my satisfaction with ECREFI is quite low. I encountered communication issues and experienced significant delays in loan approval. I was hoping for a smoother experience.
I highly recommend ECREFI. Their team provided exceptional guidance and support throughout the loan application process. Thanks to them, I was able to achieve my home renovation project stress-free.
My experience with ECREFI was overall positive. While there were some minor challenges along the way, they managed to find a solution for my personal loan. I appreciate their commitment to their clients.
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